Tax-Free Protection Against Serious Illness
Receive a tax-free lump sum if diagnosed with a critical illness with comprehensive cover designed to meet your specific needs.
Replace Missing Employee Benefits
Traditional employees receive sick pay and death in service benefits you no longer have as a contractor. Critical illness cover fills this gap, providing a tax-free lump sum when diagnosed with specified serious conditions, protecting your finances when you need support most.
Work with Specialist Advisers
Getting advice from a specialist critical illness adviser ensures you choose cover that genuinely protects you when you need it most. Specialist advisers understand the differences between providers, the specific medical definitions that determine whether a claim is paid, and how to tailor the policy to your personal risks and circumstances.
Compare Coverage Comprehensively
Costs vary significantly between providers, but price alone should not drive your decision. We compare the medical conditions covered, claim definitions, and payment terms across leading UK insurers, ensuring you receive the most suitable and cost-effective protection for your specific situation.
Related Protection Services
Income Protection
Maintain your lifestyle if illness or injury prevents you from working. Replace lost income with monthly payments that continue until you can return to contracting.
Life Assurance
Provide financial security for your loved ones with life cover that recognises your contractor income structure and provides appropriate protection levels.
Ready to Protect Your Contractor Income?
Speak to our protection specialists about critical illness cover designed for contractors
What Our Contractors Say
Discover why contractors across the UK trust Brookson for their accountancy needs.
Aidy
★★★★★
“Clear and easy to understand”
Jeremy provided a clear review of my pension and investment funds with advice on future options. I have regular reviews with Jeremy and can also arrange consultations between reviews if needed.