Safeguard Your Mortgage as a UK Contractor

Protect your mortgage payments with life insurance, critical illness cover, and income protection.

Mortgage Life Insurance

Ensure your mortgage is paid off if you pass away, protecting your loved ones from inheriting mortgage debt. This decreasing term life insurance reduces alongside your mortgage balance, making it more affordable than level term cover whilst providing targeted protection for your outstanding loan. 

Critical Illness Cover

Receive a tax-free lump sum if you develop a serious illness specifically listed in your policy. Use the payment to cover mortgage costs, fund home modifications like wheelchair access, or support living expenses during treatment and recovery periods. 

Income Protection Insurance

Replace a portion of your income when illness or injury prevents you from working. Monthly payments begin after a waiting period and continue until you return to work, retire, or reach your policy term end. 

Related Mortgage Services

First-Time Buyers and Home Movers

Just secured your mortgage? Explore protection options to safeguard your new home investment from day one with comprehensive coverage. 

Remortgage Services

Remortgaging soon? Review your existing mortgage protection and explore updated coverage options that align with your new mortgage terms. 

Ready to Protect Your Home?

Speak to our protection specialists about safeguarding your mortgage and property investment.

What Our Contractors Say

Discover why contractors across the UK trust Brookson for their accountancy needs. 

Aidy

Pension planning client

★★★★★

“Clear and easy to understand” 

Jeremy provided a clear review of my pension and investment funds with advice on future options. I have regular reviews with Jeremy and can also arrange consultations between reviews if needed. 

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.