First-Time Buyer and Home Mover Mortgages for UK Contractors

Find lenders who understand your contractor income with expert guidance from application through to completion.

Plan Your Purchase

Getting a mortgage as a contractor requires more preparation than traditional employees. We help you understand exactly how much you can borrow and what deposit you will need before you start your search. 

Overcome Credit Obstacles

Struggling with past credit issues or inconsistent income? Our whole-of-market access means we work with specialist lenders who fairly evaluate contractor earnings and look beyond standard lending criteria to find the most suitable mortgage option. 

Secure Your Mortgage

Our advisers specialise in helping contractors through established relationships with lenders who understand your employment status. From application through to completion, we provide dedicated case management and competitive deals. 

Related Mortgage Services

Buy-to-Let Mortgages

Ready to build a property portfolio? Explore buy-to-let mortgages designed for contractors seeking investment opportunities with specialist lender access. 

Mortgage Protection

Protect your new home investment with comprehensive insurance solutions tailored specifically for contractors and self-employed professionals. 

Ready for your new mortgage?

What Our Contractors Say

Discover why contractors across the UK trust Brookson for their accountancy needs. 

Steph De Souza 

Homebuyer

★★★★★

“Endlessly patient as we searched for the right home” 

Fred was an absolute pleasure to deal with, always available, incredibly helpful and patient as it took us quite a while to find the right home. His support made the whole process feel smooth and manageable. 

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. 
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Speak to our mortgage specialists about mortgage options for contractors