Who is an Eligible Job Holder?

An eligible job holder is anyone over 22 – but under state pension age – who earns over the annual pension earnings trigger in the UK.


If you work on contract assignments through an umbrella company then you may find yourself automatically enrolled onto a workplace pension scheme. The company is required by law to do this for any eligible job holder.

You are an eligible job holder if you are:

  • Over 22 years of age
  • Under the state pension age
  • Have qualifying earnings in the pay period above the annual earnings trigger (which is currently £10,000)
  • Are working (or ordinarily work) in the UK under your contract.