How to Explain the 2026 Umbrella Reforms to Your Clients
Helping End-Clients Understand What Joint and Several Liability Really Means What’s happening in April 2026? The UK Government is introducing new tax rules for umbrella companies – and crucially, it introduces joint and several liability for the entire supply chain. That means if an umbrella company fails to pay the correct PAYE or NICs, recruitment […]
Umbrella Company Reform: What End Hirers Need to Know About the Draft Legislation
Published: July 2025 – Draft Legislation The Government has now published draft legislation as part of its plan to tackle non-compliance in the umbrella company market. The changes are significant, with the supply chain facing direct financial risk from 6 April 2026 for tax debts arising from umbrella companies in their supply chain. With over […]
Is the Real Aim of the Umbrella Legislation to Level the Playing Field for Recruiters?
Recruiters have long been seen as the gatekeepers in talent engagement, advising clients on the most appropriate engagement models, suggesting market-aligned pay rates, and benchmarking benefits to attract top-tier candidates. But when not everyone plays by the same rules, fairness becomes an issue. Some recruiters have been able to gain a commercial edge by partnering […]
Outgrown your Umbrella company?
Outgrown your Umbrella? Sometimes an Umbrella arrangement is exactly the right solution you need when you are a freelancer or contractor. There are other times when it will feel restrictive and doesn’t meet all of your objectives; usually tax matters and accounts control. But how do you get to grips with the differences without having […]
When is the best time to convert from an Umbrella company?
When is the best time to convert from an Umbrella company? Some contractors choose the Umbrella route for accepting payment of their client fees. This can initially be an attractive option as all tax aspects are dealt with by the Umbrella, leaving the contractor free of almost all paperwork. However, setting up with an Umbrella […]
Umbrella company avoiding National Insurance
Umbrella company avoiding National Insurance If my Umbrella company reduces my salary and increases my expenses to avoid National Insurance am I at risk? If this is something that your Umbrella company is doing there is definitely a possible risk. If any expenses listed fall outside HMRC rules on what is allowable as a legitimate business […]
Switch from an Umbrella Company
Switch from an Umbrella Company It’s simple to switch from an Umbrella company. If you are looking for flexibility, permanence and more take home pay then perhaps switching from an Umbrella company to a Limited Company is right for you? Using an Umbrella company suits many contractors and freelancers when they first start out as […]